If you’re looking for an insurance plan for your pet, you’ve probably considered a nationwide policy. These policies cover almost 90% of vet bills, and have no annual limits and only a $250 deductible. In addition to accident and illness coverage, they also cover routine care. Let’s take a look at some of the features of each. There’s no limit to how much you can claim each year, and Nationwide has a plan to suit most budgets.
The cost of Nationwide pet insurance varies by location and type of policy
Cats and dogs typically cost between $100 and $200 per year for routine care. It’s possible to qualify for discounts on your premium if you already have other Nationwide policies. For the average annual care, Nationwide’s policies cover 90% of the total cost. You’ll also find that you can enroll your pet in the plan even if it’s over 10 years old.
Nationwide mails renewal notices to owners’ home addresses
These notices don’t solicit business; they’re simply informing owners about the renewal process. In the packet, you can find out about any changes in your plan, the amount of your deductible, and your cancellation options. You can even submit claims from your smartphone. But you’ll need to keep in mind that Nationwide can deny your claims and sometimes even label your pets as pre-existing conditions.
If you’re looking to minimize the cost of your pet’s insurance policy, you’ll find Nationwide’s plans to be suitable for you. Because you can choose to reimburse only a portion of your pet’s medical expenses, you’ll have a smaller premium than you would pay with another company. But the good news is that you can still save money on Nationwide coverage with a low reimbursement level, and still enjoy significant benefits in cases where your pet needs emergency medical attention.
Nationwide also offers several types of pet health insurance.
You can choose between basic wellness reimbursement, accident coverage, and illness coverage. Nationwide provides coverage for most of the most common issues that may arise with a pet, including non-traditional breeds. These types of pets may be difficult to insure, but Nationwide will pay the majority of the vet bills, after a $250 deductible. But the deductibles can be a concern if your budget is limited.
While there are many different types of pet insurance available, Nationwide’s Whole Pet With
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Wellness plan is the most popular,
Offering unlimited coverage for accidents and illnesses. This plan also includes a 24-hour vet helpline. But, there are limitations, including a $250 deductible annually and a one-year waiting period for certain hereditary conditions. You should compare Nationwide’s plans with those of other companies to see which one best fits your needs.
Whole Pet plans are the most comprehensive plan, covering accidents and illnesses, as well as behavioral examinations and treatments. You can choose between a reimbursement level of 70% or 90%, and can even select a plan that pays a smaller deductible. Whole Pet policies are only available to cats younger than ten years old, so if you’re concerned about your cat’s age, Whole Pet is the best option. But it may not be enough for your pet if your pet needs surgery or a long-term treatment.
